Your home insurance is quite a complex document. It offers a great deal of coverage and peace of mind. However, there are things that home insurance doesn’t cover. These are exclusions, and it is essential that you read your policy so that you are aware of what isn’t covered before you find out the hard way. At Amerisent Insurance in Las Vegas, NV, we offer our customers choices and work to find the best policy to meet their needs.<\/p>\n
According to the state of Nevada, the greatest danger that homes face in Nevada is flash floods. Changing weather patterns have left areas that formerly would never see a flood in danger of being devastated. Even 12 inches of water in a home results in thousands of dollars in damage, and your insurance won’t cover it. Coverage is available through the National Flood Insurance Program.<\/p>\n
Earth movement covers a few different things. It can be an earthquake, a sinkhole, a landslide, or a mudslide. The Frenchman Mountain Fault is less than 12 miles from downtown Las Vegas. An earthquake of only 6.0 would cause major damage to homes and businesses. The bad news is that home insurance doesn’t cover earthquake damage. You can, however, get specialized coverage for earthquakes.<\/p>\n
If you have a dog as part of your family, you need to let your insurance agent know. Some breeds are considered so dangerous and aggressive that they are not covered. If your dog bites someone or their pet, you could be sued, and the complete cost would be on you, including any required medical care.<\/p>\n
If you live in or near Las Vegas, NV, our agents at Amerisent Insurance are here to help with any questions you have about your home insurance coverage.<\/p>\n","protected":false},"excerpt":{"rendered":"
Your home insurance is quite a complex document. It offers a great deal of coverage and peace of mind. However, there are things that home insurance doesn’t cover. These are exclusions, and it is essential that you read your policy so that you are aware of what isn’t covered before you find out the hard […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[5,9,6],"class_list":["post-37","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-amerisent-insurance","tag-home-insurance","tag-las-vegas-nv"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t