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What Special Coverage Should You Add To Your Home Insurance In Las Vegas?

If you’re a homeowner, you know that you need home insurance. However, owning a home in Las Vegas, Nevada, requires some special considerations. The unique desert climate offers challenges that homeowners in other parts of the US don’t have to consider. Luckily, there are insurance policies that can provide you with additional protection. 

Flood Insurance

Las Vegas might be a desert, but that doesn’t mean you shouldn’t be prepared for a flood. July to September is considered the monsoon season. During this time, heavy rains can cause flash flooding, often leading to serious damage to structures. Ensuring that you have coverage for floods may save your home in the event of an emergency. 

Coverage For Extreme Temperatures

Las Vegas can be a hot place, with summers sending temperatures soaring well over 100 degrees. Nevada residents might want to consider a home insurance policy that provides for damage to their homes from extreme temperatures. That policy may also cover broken air conditioning systems, a must-have in the Las Vegas, NV heat waves. 

Coverage For Windstorms

As if flash floods and heatwaves weren’t enough, Las Vegas is also in danger of wind and dust storms. These can cause serious damage, especially to roofs and windows. A comprehensive insurance policy should include coverage for wind, a unique consideration that homeowners elsewhere don’t usually need. 

How Amerisent Insurance Can Help

If you’re choosing a homeowners’ policy in Las Vegas, you might feel overwhelmed by the additional considerations. Amerisent Insurance serves the Las Vegas area, helping residents find the policy that’s right for their needs. Contact us today to schedule your appointment or for additional information. 

Servicing States

  • Nevada
  • California
  • Arizona
  • Utah


Partner Carriers

  • American Modern
  • Cigna
  • Foremost Insurance Co
  • Hagerty
  • Health Plan of Nevada
  • Humana
  • Liberty Mutual
  • Mercury
  • Mutual of Omaha
  • National General
  • Nationwide Insurance
  • Progressive Home & Auto
  • Safeco Insurance
  • Sierra Health and Life
  • Stillwater Insurance Group
  • The Hartford
  • Travelers
  • UnitedHealth Care
  • Universal North America Ins Co