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AmeriSent Insurance Blog

Exploring No-Fault Insurance: What You Need to Know

Here at Amerisent Insurance, serving the Las Vegas, NV area, we prioritize empowering our clients through knowledge. No-fault insurance, a subject often shrouded in confusion, holds significance in the insurance landscape. Whether you’re a seasoned policyholder or just entering the realm of insurance, comprehending the depths of no-fault coverage can be invaluable.

How No-Fault Insurance Works

No-fault insurance diverges from traditional models. In states where mandated, it allows individuals to recover financial losses from their insurance provider, irrespective of fault. Typically covering medical expenses, lost income, and related costs, it aims to streamline the claims process and sidestep prolonged legal disputes over liability.

State-Specific Variations

Crucially, no-fault insurance isn’t universally required across states. Regulations and coverage options differ significantly. Some states offer a choice no-fault system, enabling individuals to select between no-fault coverage and traditional liability coverage.

Understanding Your Local Coverage

Understanding the specifics of no-fault insurance in your area is pivotal. This ensures you’re adequately protected and aware of the coverage scope in case of an unfortunate event. For instance, residents in Las Vegas, NV and surrounding areas might face different thresholds and limitations compared to neighboring states.

Partnering for Informed Choices

Here at Amerisent Insurance, we specialize in tailored insurance guidance. We go beyond selling policies; our priority is educating our clients to make informed decisions aligned with their unique needs.

Securing Your Future

To gain comprehensive insights into how no-fault insurance applies to you or to explore your insurance options, connect with our experienced agents today. Don’t navigate insurance complexities alone; let us assist in safeguarding your future today.

7 Tips to Keep Your Car Safe From Vandalism

Auto insurance coverage is available for common vehicle vandalism such as keyed paint, broken glass from smash and grabs, and more. Get covered by AmeriSent Insurance serving Las Vegas, NV. To help prevent such vandalism from happening in the first place, use the following tips.

 Keeping Your Car Safe From Vandalism

1. Park Under Lights

Instead of prioritizing parking near the front doors, look for empty spots under parking lot lights, where vandals are less likely to target vehicles.

2. Park Only in Designated Areas

Avoid parking on the street or in off-road areas. Park only in official parking areas where there are other vehicles.

3. Park Next to Other Cars

Avoid parking in isolated areas of parking lots. Instead, choose spots next to or near other vehicles so your car doesn’t stand out.

4. Invest in Secure Parking Facilities

When you have a choice, opt to pay for secured parking facilities where there are gates and parking fees. These facilities also typically have security cameras, which deter vandalism.

5. Join or Start a Neighborhood Watch

If your home is in an area plagued with vandalism, join or start a Neighborhood Watch program so vandals know that neighbors are vigilant.

6. Use Window Tint

Apply anti-vandalism film or after-market window tint on your car windows. In Nevada, the maximum light transmittance value is 35% for the driver and passenger windows, which is enough to act as a deterrent in case of an attempted smash-and-grab.

7. Remove Valuable Items From Sight

Don’t leave valuable items visible inside your car, as they can attract the attention of potential vandals. Store valuables in the trunk or take them with you to reduce the temptation for opportunistic smash-and-grab vandalism.

We Are Here To Help

You don’t have to be a victim of vehicle vandalism. For help with your vehicle vandalism claim, contact your insurance representative at AmeriSent Insurance serving the Las Vegas, NV metroplex.

Servicing States

  • Nevada
  • California
  • Arizona
  • Utah


Partner Carriers

  • American Modern
  • Cigna
  • Foremost Insurance Co
  • Hagerty
  • Health Plan of Nevada
  • Humana
  • Liberty Mutual
  • Mercury
  • Mutual of Omaha
  • National General
  • Nationwide Insurance
  • Progressive Home & Auto
  • Safeco Insurance
  • Sierra Health and Life
  • Stillwater Insurance Group
  • The Hartford
  • Travelers
  • UnitedHealth Care
  • Universal North America Ins Co