Auto insurance is a crucial type of coverage required for owning and driving a car. If you’re purchasing a new vehicle, you’ll need auto insurance before you can drive it off the lot. When shopping for auto insurance, asking the right questions can help ensure your policy meets your needs.
Your insurance agent is a valuable resource during this process. That’s why many people turn to Amerisent Insurance, servicing Las Vegas, NV, for their auto insurance needs. At Amerisent Insurance, we provide detailed information to help our customers navigate the insurance process. Below are some key questions to ask your insurance agent when shopping for auto insurance.
How Much Is the Premium?
Auto insurance premiums can often be paid monthly, semi-annually, quarterly, or annually, depending on the insurance company. Many providers offer discounts for paying a larger amount upfront. If you’re on a budget, your insurance agent can help you determine the cost of your monthly premium and explore payment options that work for you.
What’s the Deductible?
The deductible is the amount you’re responsible for paying out-of-pocket when filing a claim. Typically, a lower deductible corresponds to a higher premium, while a higher deductible results in lower monthly payments. Your insurance agent can help you determine which deductible and premium combination is best suited to your financial situation.
What’s Covered by This Policy?
Coverage varies between auto insurance policies. Understanding what’s included in your policy—such as liability, collision, or comprehensive coverage—can help you determine if it’s the right fit for your needs.
Need Auto Insurance? Contact Us
Are you in need of auto insurance? The experienced agents at Amerisent Insurance, servicing Las Vegas, NV, are here to help you find the policy that’s right for you. Contact us today to get started.
